Dayton Eviction Risk: Moderate

SNAP participation runs 33.3% against 15.2% nationally. The main counterweight is rent-regulation exposure at 1.5/10. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Well under the midpoint, supply constraint reads 2.2/10. Housing insecurity runs 26.3% against 14.2% nationally. Against the Montgomery County average of 4.2, this tract reads riskier for landlords by 1.2 points.

Running hot, court filing pressure reads 7.7/10. 10% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. At $777 a month, rents run 15% under what the rest of Dayton commands.

The filing record is not thin: 648 evictions over 17 years of observation. Filings peaked in 2010 at 14.9% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.