Neighborhood · Ranked #23,808 of 84,120 nationally
Emerald Lakes Eviction Risk: Moderate , Willis
Tract 48339694106 ·
Montgomery, TX · pop 5,457 · neighborhood within 1.4 mi
Census tract 48339694106 covers part of the Emerald Lakes area of Willis, TX, and scores 5.5/10 on landlord eviction risk. The score leans hardest on tenant-organizing strength at 8.7/10.
Risk score
5.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%Stable renters 14%Owners 74%
Tract context
Occupied units1,806
Renter share26.5%
SVI overall0.78
Poverty rate23.7%
Median income$80,590
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Emerald Lakes
Moderate
Within parent city
86th percentile
#2 of 8 tracts In Willis
High
Within county
100th percentile
#1 of 133 tracts In Montgomery
Very High
Within state
99th percentile
#83 of 6,884 tracts In Texas
Very High
Geographic context
Risk heat across Willis and the region
Centroid at 30.4669, -95.4655 · click any tract to drill in
Why Emerald Lakes scores 5.5
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Willis
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Texas legislature & governorship
1.5
Economic stress
23.7% poverty · this tract
5.9
Supply constraint
$1,641 rent vs county FMR
5.7
Rent control risk
Inherited from Willis
7.8
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Willis
8.7
Housing court bias
Inherited from Willis
6.9
How Emerald Lakes compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 78
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
83%Socioeconomic
71%Household composition
71%Racial/ethnic minority
54%Housing & transportation
Analysis
What drives eviction risk in Emerald Lakes
On the softer side, state political climate reads 1.5/10. At $1,641 a month, rents run 29% over what the rest of Willis commands. It sits 1.7 points above the Montgomery County average of 3.8.
The severe-burden share is 19%, and it is the single best predictor in this model of a filing that actually reaches judgment. Running cool, eviction-process difficulty reads 1.8/10.
The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Adults with no health insurance runs 22.4% against 11.3% nationally. Against Montgomery County at 39.2%, 45% of renters here are cost-burdened.
That is riskier than roughly 72% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 8/10, which tracks how hard a shock lands on the households already here.
Statewide the TX average is 3.9, so this tract runs 1.6 points hotter.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 48339694106
Q1
What is the eviction-risk score for census tract 48339694106?
Census tract 48339694106 in the Emerald Lakes neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 48339694106?
Median gross rent is $1,641/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 48339694106?
23.7% of residents in tract 48339694106 live below the federal poverty line (ACS B17001, 2023). Population: 5,457.
Q4
How socially vulnerable is tract 48339694106?
CDC Social Vulnerability Index ranks this tract in the 78th percentile nationally. Sub-themes: socioeconomic 83th, household 71th, minority 71th, housing 54th.
Q5
Is tract 48339694106 considered part of Emerald Lakes?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 48339694106 fall within Emerald Lakes (neighborhood centroid within 1.4 miles, OSM data).
Q6
How does tract 48339694106 compare to Willis overall?
Tract 48339694106 scores 5.5/10, higher than the parent city of Willis at 4.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Willis; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Willis
Top eight tracts in Willis ranked by composite eviction-risk score.