Oak Hills Eviction Risk: Moderate

Internally this is not one market. Tract scores span 3.2 to 7.4, so two buildings inside the same boundary can carry materially different risk. The severe-burden share is 34%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Annualized rent equals 34% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

This is a renter market: 67% of occupied units are tenant-occupied. The main counterweight is rent-regulation exposure, at 2.4/10. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Court records carry 2,464 eviction filings across its 4 observed tracts. Running cool is supply constraint, at 2.9/10. The worst year on record was 2007, when filings touched 27.2% of renter households.

Average gross rent is $1,184, 11% below the San Antonio average of $1,324. The most recent observed rate, 7.9% in 2008, is well off that peak.

Among the 88 mapped neighborhoods of San Antonio, it ranks #19 by risk, the upper third.

Underwrite the address, not the area: with 4.2 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.