Garland Eviction Risk: Moderate

62% of renter households cross the 30%-of-income line, well above the Dallas County average of 47.9%. 30% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

The clearest offset is rent-regulation exposure at 1/10. Running cool, state political climate reads 1.5/10. On the high side, court filing pressure reads 8.4/10.

The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Court records carry 848 eviction filings across 18 observed years.

Average gross rent is $1,452, 12% below the Garland average. It sits 0.6 points above the Dallas County average of 3.8. Filings peaked in 2012 at 6.9% of renter households.

In a typical year about 5.2% of renter households face a filing. That is riskier than roughly 49% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 8.5/10, which tracks how hard a shock lands on the households already here.

Of its three components the socioeconomic standing measure is the most pressured. Annual rent works out to 30% of average household income of $57,691.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.