University Park Eviction Risk: Moderate

Against a Edinburg baseline of 28.6%, roughly two in three of renters here cross the 30%-of-income line. The strongest single driver of the headline number is economic stress at 10/10. The poverty rate is 46%, which shows up in this model as reduced rent-recovery odds after a judgment.

Annualized rent equals 44% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. 91% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Well under the midpoint is rent-regulation exposure, at 1/10. At $846 a month, rents sit 15% under what the rest of Edinburg commands. On the softer side is housing-court posture, at 3/10.

That places it #1 of 15 neighborhoods in Edinburg. For a like-for-like read, Vista de Las Colinas and Schunior Village score within a fraction of it.

Social vulnerability runs high at 7.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Because the boundary contains one tract, 4.8/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.