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Neighborhood · Pharr, TX

Minnesota Terrace Eviction Risk: Moderate

3 census tracts · pop 12,247 · pop-weighted Eviction Risk Score 4/10 · range 3–5

Minnesota Terrace spans 3 census tracts of Pharr, TX and houses 12,247 people. It carries an Eviction Risk Score of 4/10, in the Moderate tier. Cost burden runs about half against 26.9% citywide, putting Minnesota Terrace 20.7% over its own city.

Severe burden reaches 28%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The main counterweight is eviction-process difficulty, at 1.3/10. Internally this is not one market. Tract scores span 3 to 5, so two buildings inside the same boundary can carry materially different risk.

On the high side is tenant-organizing strength at 8.3/10. The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

The voucher gap is 14.2%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Sitting well above the midpoint is housing-court posture at 7.2/10. At $1,133 a month, rents sit 9% over what the rest of Pharr commands.

Social vulnerability runs high at 8.6/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Annual rent works out to 22% of average household income of $62,713.

31% of occupied units are renter-occupied.

For a specific building, read the per-tract breakdown below rather than the 4 headline, because the internal range is too wide to average safely. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
4
Moderate
3 tracts · population-weighted
Minnesota Terrace vs Pharr How this neighborhood stacks against the citywide average
% of income on rent
47.6% +77%
Pharr: 26.9%
Average gross rent
$1,133 +9%
Pharr: $1,037
Average HH income
$62,713 +26%
Pharr: $49,884
Poverty rate
23.0% -23%
Pharr: 29.8%
Renter share
30.7% -25%
Pharr: 40.9%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Minnesota Terrace and the region

Click any tract to drill in · 3 tracts span score 3–5

Why Minnesota Terrace scores 4

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.5–1.5 across tracts
1.5
Regional political climate
County-level mix · 2024 presidential margin · Range 5.9–5.9 across tracts
5.9
Local political climate
Parent city governance · Range 6.3–6.3 across tracts
6.3
Rent control risk
48% of income on rent · Range 5.3–5.3 across tracts
5.3
Eviction process difficulty
State notice requirements & court backlog · Range 1.3–1.3 across tracts
1.3
Tenant organizing strength
31% renter households · Range 8.3–8.3 across tracts
8.3
Housing court bias
County bench composition · Range 7.2–7.2 across tracts
7.2
Economic stress
23.0% below poverty line · Range 3.0–7.8 across tracts
5.7
Supply constraint
Rent-to-FMR gap & zoning friction · Range 2.7–8.4 across tracts
6.4
Risk score comparison

Minnesota Terrace vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Minnesota Terrace score vs. parent city, state, U.S.4.0Minnesota TerraceNeighborhood4.0Parent cityhost city3.6Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Variance across tracts

How uniformly does eviction risk play out in Minnesota Terrace?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution
0246810
Spread of 2 points from 3 to 5. This neighborhood crosses multiple risk tiers, so block-by-block conditions vary substantially.
Tracts as heat grid
Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.
Census tracts

3 tracts in Minnesota Terrace

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
48215021707 5 2,166 54% $767
48215021704 4.3 5,798 51% $1,124
48215021706 3 4,283 40% $1,329
Social Vulnerability Index

CDC SVI percentile: 84

Pop-weighted across 3 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 86%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 67%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 93%ile
Hispanic + non-white share of population
Housing & transport 69%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Frequently asked

About Minnesota Terrace

Q1

What is the eviction-risk score for Minnesota Terrace?

Minnesota Terrace scores 4/10 (Moderate tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Minnesota Terrace compare to Pharr overall?

Minnesota Terrace scores 0.0 points higher than Pharr overall (4/10). Renters spend 48% of income on rent vs 27% citywide. Average rent: $1,133 vs $1,037.
Q3

What is the average rent in Minnesota Terrace?

Average gross rent in Minnesota eviction laws Terrace is $1,133/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 48% of renter households are cost-burdened.
Q4

What percentage of Minnesota Terrace residents are renters?

31% of Minnesota Terrace households are renter-occupied (vs 41% in Pharr). The neighborhood has 12,247 residents.
Q5

Is Minnesota Terrace a high social-vulnerability area?

Minnesota Terrace sits in the 84th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Minnesota Terrace have the highest eviction risk?

The highest-risk constituent tract in Minnesota Terrace is census tract 48215021707 (score 5/10). Across the 3 tracts in this neighborhood the score ranges from 3 to 5, a spread of 2 points.
Q7

How safe is Minnesota Terrace for landlords?

Minnesota eviction laws Terrace carries a moderate-tier eviction-risk profile for landlords (4/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Pharr as a whole (4/10), this neighborhood is in line with the citywide level.
Q8

What is the demographic breakdown of Minnesota Terrace?

Minnesota Terrace has 12,385 residents. Top groups: Hispanic / Latino (93.7%), White (non-Hispanic) (5.7%), Asian (non-Hispanic) (0.5%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Minnesota Terrace

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