Neighborhood · Hutto, TX

Carmel Creek Eviction Risk: Lower

3 census tracts · pop 16,338 · pop-weighted Eviction Risk Score 1.5/10 · range 1.3–1.7

Carmel Creek is a white-hispanic neighborhood in Hutto with 3 census tracts and a population of 16,338 residents. The neighborhood's pop-weighted eviction-risk score of 1.5/10 (Lower tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 34% of renters here pay at least 30% of household income on rent, and 7% are severely cost-burdened (≥50% of income). Average gross rent of $1,923/month sits 15% lower than the Hutto citywide average ($2,255).

Risk score

1.5

Lower

3 tracts · population-weighted

Carmel Creek vs Hutto How this neighborhood stacks against the citywide average

% of income on rent

34.2% +41%

Hutto: 24.3%

Average gross rent

$1,923 -15%

Hutto: $2,255

Average HH income

$112,578 -2%

Hutto: $115,149

Poverty rate

2.2% -67%

Hutto: 6.6%

Renter share

24.4% +20%

Hutto: 20.4%

Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Carmel Creek and the region

Click any tract to drill in · 3 tracts span score 1.3–1.7

Why Carmel Creek scores 1.5

9 axes · pop-weighted · 1 = landlord-friendly

State political climate

legislature & governorship · Range 1.5–1.5 across tracts

1.5

Regional political climate

County-level mix · 2024 presidential margin · Range 5.1–5.1 across tracts

5.1

Local political climate

Parent city governance · Range 5.6–5.6 across tracts

5.6

Rent control risk

34% of income on rent · Range 3.5–3.5 across tracts

3.5

Eviction process difficulty

State notice requirements & court backlog · Range 1.2–1.2 across tracts

1.2

Tenant organizing strength

24% renter households · Range 4.8–4.8 across tracts

4.8

Housing court bias

County bench composition · Range 3.7–3.7 across tracts

3.7

Economic stress

2.2% below poverty line · Range 1.0–1.0 across tracts

1.0

Supply constraint

Rent-to-FMR gap & zoning friction · Range 3.3–6.9 across tracts

4.9

Risk score comparison

Carmel Creek vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Variance across tracts

How uniformly does eviction risk play out in Carmel Creek?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution

0246810

Spread of 0.4 points from 1.3 to 1.7. Tracts are relatively uniform, so conditions feel similar throughout the neighborhood.

Tracts as heat grid

1.7 1.4 1.3

Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.

Census tracts

3 tracts in Carmel Creek

Ranked highest-risk first. Click for per-tract detail.

Tract↕	Score↕	Pop↕	% over 30% on rent↕	Average rent↕
48491020816	1.7	5,859	36%	$1,610
48491020810	1.4	6,601	48%	$1,965
48491020811	1.3	3,878	9%	$2,326

Social Vulnerability Index

CDC SVI percentile: 24

Pop-weighted across 3 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 29%ile

Poverty, unemployment, no-HS-diploma, housing cost burden

Household characteristics 30%ile

Single-parent HH, disability, language barriers, age 17- / 65+

Racial/ethnic minority 68%ile

Hispanic + non-white share of population

Housing & transport 17%ile

Multi-unit structures, mobile homes, crowding, no vehicle

Frequently asked

About Carmel Creek

What is the eviction-risk score for Carmel Creek?

Carmel Creek scores 1.5/10 (Lower tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.

How does Carmel Creek compare to Hutto overall?

Carmel Creek scores 0.5 points lower than Hutto overall (2/10). Renters spend 34% of income on rent vs 24% citywide. Average rent: $1,923 vs $2,255.

What is the average rent in Carmel Creek?

Average gross rent in Carmel Creek is $1,923/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 34% of renter households are cost-burdened.

What percentage of Carmel Creek residents are renters?

24% of Carmel Creek households are renter-occupied (vs 20% in Hutto). The neighborhood has 16,338 residents.

Is Carmel Creek a high social-vulnerability area?

Carmel Creek sits in the 24th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.

Which tracts in Carmel Creek have the highest eviction risk?

The highest-risk constituent tract in Carmel Creek is census tract 48491020816 (score 1.7/10). Across the 3 tracts in this neighborhood the score ranges from 1.3 to 1.7, a spread of 0.4 points.

How safe is Carmel Creek for landlords?

Carmel Creek carries a lower-tier eviction-risk profile for landlords (1.5/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Hutto as a whole (2/10), this neighborhood is lower-risk.

What is the demographic breakdown of Carmel Creek?

Carmel Creek has 17,722 residents (White-Hispanic Neighborhood). Top groups: White (non-Hispanic) (50.5%), Hispanic / Latino (33.1%), Black (non-Hispanic) (8.7%). Source: ACS 5-year 2023, table B03002.

Nearby

Other neighborhoods near Carmel Creek

1.2 Lake Forest 5 tracts · pop 19,542 1.8 Homestead at Old Settlers Park 2 tracts · pop 6,695 1.8 Villages of Chandler Creek 2 tracts · pop 7,561 2.3 South Creek 2 tracts · pop 11,410 2.5 Lakeside 2 tracts · pop 6,905 2.7 Rubio 2 tracts · pop 7,893

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