Regents Crest Eviction Risk: Elevated

The dominant input is tenant-organizing strength at 9.6/10. 29% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Scores across the 2 constituent tracts range from 5.7 to 7.3. A 1.6-point internal spread means block-level underwriting beats area-level here. Well under the midpoint is supply constraint, at 2.6/10.

Running cool is eviction-process difficulty, at 2.7/10. Average gross rent is $1,191, 9% below the Winchester average of $1,315. That places it #1 of 5 neighborhoods in Winchester.

Social vulnerability runs high at 7.5/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Annual rent works out to 25% of average household income of $56,562.

61% of occupied units are renter-occupied.

Underwrite the address, not the area: with 1.6 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.