North Garfield Eviction Risk: Moderate , Phoenix

Average gross rent is $1,023, 35% below the Phoenix average. Well under the midpoint, supply constraint reads 1/10. Running hot, court filing pressure reads 8.9/10.

66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Severe burden reaches 17%. Those are renters paying half their income or more, and that is where non-payment filings originate. Against the Maricopa County average of 3.7, this tract reads riskier for landlords by 1.3 points.

The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Adults with no health insurance runs 19.5% against 11.3% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 61st percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 8.1/10, which tracks how hard a shock lands on the households already here.

Statewide the AZ average is 3.8, so this tract runs 1.2 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.