Bay Cliff Village Eviction Risk: Elevated

Against a San Clemente baseline of 33.6%, 73% of renters here cross the 30%-of-income line. Pulling the other way is economic stress, at 1/10.

On the high side is tenant-organizing strength at 7.5/10. Running hot is rent-regulation exposure at 7.4/10.

3.9% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. 4.7% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Among the 4 mapped neighborhoods of San Clemente, it ranks #2 by risk, the middle third.

The closest comparables inside the same city are Flora Vista and Talega. Poverty sits at 3%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Average gross rent runs $2,454, close to the San Clemente average.

Annual rent works out to 29% of average household income of $101,389. 39% of occupied units are renter-occupied.

Because the boundary contains one tract, 6.1/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.