Flora Vista Eviction Risk: Moderate

The clearest offset is economic stress, at 1.8/10. Against a San Clemente baseline of 33.6%, 40% of renters here cross the 30%-of-income line. Internally this is not one market. Tract scores span 5.2 to 6.3, so two buildings inside the same boundary can carry materially different risk.

Running hot is tenant-organizing strength at 7.5/10. 10% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Sitting well above the midpoint is rent-regulation exposure at 7.4/10.

Food insecurity affects 9.3% of adults, 8.5 points below the national rate. 5.2% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. That places it #4 of 4 neighborhoods in San Clemente.

Only 15% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. For a like-for-like read, Talega and Bay Cliff Village score within a fraction of it.

For a specific building, read the per-tract breakdown below rather than the 5.7 headline, because the internal range is too wide to average safely. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.