Pacific Highlands Ranch Eviction Risk: Elevated

Cost burden runs 59% against 32.4% citywide, putting Pacific Highlands Ranch 26.6% over its own city. At $3,501 a month, rents sit 51% over what the rest of San Diego commands. The main counterweight is economic stress, at 1.2/10.

On the high side is rent-regulation exposure at 8/10. The voucher gap is 21.5%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

Sitting well above the midpoint is eviction-process difficulty at 8/10. CDC survey data puts housing insecurity at 5.3% of adults, against 14.2% nationally. 2.6% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

Among the 89 mapped neighborhoods of San Diego, it ranks #79 by risk, the lower third. Only 11% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.

For a like-for-like read, Rancho Bernardo and La Jolla Alta score within a fraction of it. Against average income of $250,001, annual rent is only 17%, a wide affordability cushion.

Because the boundary contains one tract, 7.2/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.