Torrey Hills Eviction Risk: Elevated

The main counterweight is economic stress, at 1.2/10. Severe burden reaches 19%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Running hot is rent-regulation exposure at 8/10. The voucher gap is 19.5%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. On the high side is eviction-process difficulty at 8/10.

Disability prevalence reaches 16.6% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. Cost burden runs 37% against 32.4% citywide, putting Torrey Hills 4.1% over its own city. 3.1% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

That places it #79 of 89 neighborhoods in San Diego. For a like-for-like read, Rancho Bernardo and La Jolla Alta score within a fraction of it.

Poverty sits at 4%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Its 2 tracts score within 0.1 points of one another, so the area figure travels well to individual addresses. Annual rent works out to 22% of average household income of $188,700.

63% of occupied units are renter-occupied.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.