Colache Town Eviction Risk: High

37% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. What pushes the score up most is tenant-organizing strength at 9.5/10.

Well under the midpoint is supply constraint, at 1.2/10. Set annual rent against average household income of $73,983 and the ratio lands at 33%, above the conventional 30% ceiling. CDC survey data puts housing insecurity at 26.8% of adults, against 14.2% nationally.

Running hot is rent-regulation exposure at 8.2/10. 23.6% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Scores across the 7 constituent tracts range from 8.2 to 9.3. A 1.1-point internal spread means block-level underwriting beats area-level here.

The poverty rate is 18%, which shows up in this model as reduced rent-recovery odds after a judgment. At $2,061 a month, rents sit 9% over what the rest of Watsonville commands.

Social vulnerability runs high at 8.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. 64% of occupied units are renter-occupied.

For a specific building, read the per-tract breakdown below rather than the 8.9 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.