Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #47,371 of 84,120 nationally
Pemberly Pines Eviction Risk: Moderate , St. Cloud
Tract 12097043203 · Osceola, FL · pop 4,883 · neighborhood within 0.3 mi
Census tract 12097043203 covers part of the Pemberly Pines area of St. Cloud, FL, and scores 4.1/10 on landlord eviction risk. It is home to 4,883 residents. The main counterweight is rent-regulation exposure at 1/10.
Risk score
4.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 21%
Stable renters 16%
Owners 63%
Tract context
Occupied units1,731
Renter share36.6%
SVI overall0.86
Poverty rate16.7%
Median income$53,542
Percentile rank
Higher percentile = riskier than more peers.Within parent city
92
th percentile
Very High
Within county
47
th percentile
Moderate
Within state
58
th percentile
Elevated
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2558, -81.3100 · click any tract to drill in
Why Pemberly Pines scores 4.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
16.7% poverty · this tract
4.2
Supply constraint
$1,598 rent vs county FMR
3.2
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How Pemberly Pines compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 86
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 67%Socioeconomic
- 79%Household composition
- 71%Racial/ethnic minority
- 95%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 383Total filings over 9 yrs
- 6.32%Avg annual filing rate
- 8.8%Peak (2011)
- 25Filings in 2017 (latest validated)
Filings dropped 42% over the past 9 months.
Comparable tracts
Census tracts with similar eviction risk
Within Pemberly Pines. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Pemberly Pines
Severe burden reaches 26%. Those are renters paying half their income or more, and that is where non-payment filings originate. Well under the midpoint, eviction-process difficulty reads 1.2/10. Set annual rent against average income of $53,542 and the ratio lands at 36%, above the conventional 30% ceiling.
On the softer side, state political climate reads 1.5/10. Adults with no health insurance runs 23.1% against 11.3% nationally. Princeton's Eviction Lab logged 383 filings here across 9 tracked years.
It sits 0.6 points below the Osceola County average of 4.7. The worst year on record was 2011, when 8.8% of renter households were served.
In a typical year about 6.3% of renter households face a filing. On the national scale it lands near the 44th percentile of the 84,120 tracts scored. Social vulnerability reads 8.7/10 on the CDC index, a measure of exposure to housing and economic shocks.
Of its three components the housing type and transport measure is the most pressured. Rent takes 30% or more of income for 57% of renters.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 12097043203
Q1
What is the eviction-risk score for census tract 12097043203?
Census tract 12097043203 in the Pemberly Pines neighborhood scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043203?
Median gross rent is $1,598/month (ACS 5-year 2023, table B25064). 57% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043203?
16.7% of residents in tract 12097043203 live below the federal poverty line (ACS B17001, 2023). Population: 4,883.
Q4
How socially vulnerable is tract 12097043203?
CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 67th, household 79th, minority 71th, housing 95th.
Q5
Is tract 12097043203 considered part of Pemberly Pines?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12097043203 fall within Pemberly Pines (neighborhood centroid within 0.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 12097043203?
Princeton Eviction Lab recorded 383 eviction filings across 9 validated years in tract 12097043203 (2000-2018). The average annual filing rate is 6.32% of renter households, peaking at 8.8% in 2011. Source: Eviction Lab tract-validated 2024 release.
Q7
How does tract 12097043203 compare to St. Cloud overall?
Tract 12097043203 scores 4.1/10, higher than the parent city of St. Cloud at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
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