Winter Haven Eviction Risk: Moderate

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. Annualized rent equals 39% of average household income of $38,523, past the 30% affordability line, which thins the margin any screening standard has to work with. The clearest offset is eviction-process difficulty at 1.3/10.

Against Polk County at 45.8%, 35% of renters here are cost-burdened. Running cool, state political climate reads 1.5/10. Adults with no health insurance runs 26.6% against 11.3% nationally.

Running hot, rent-regulation exposure reads 8.4/10. It sits 0.9 points above the Polk County average of 3.9. Nationally it ranks #35,669 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 9.9/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the housing type and transport measure is the most pressured. Average gross rent is $1,268, close to the Winter Haven average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.