Winter Haven Eviction Risk: Moderate

Pulling hardest the other way is eviction-process difficulty at 1.3/10. This is renter territory: 81% of occupied units are tenant-occupied. Well under the midpoint, state political climate reads 1.5/10.

Annualized rent equals 33% of average household income of $47,866, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Running hot, rent-regulation exposure reads 8.4/10. It sits 1.5 points above the Polk County average of 3.9.

Adults with no health insurance runs 21.5% against 11.3% nationally. Court records carry 1,014 eviction filings across 17 observed years. Filings peaked in 2001 at 12.5% of renter households.

In a typical year about 6.8% of renter households face a filing. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.