H &K Trailer Court Eviction Risk: Elevated , Decatur

SNAP participation runs 43.7% against 15.2% nationally. The poverty rate is 47%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. At $532 a month, rents run 37% under what the rest of Decatur commands.

83% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, supply constraint reads 1/10. Against the Macon County average of 4.7, this tract reads riskier for landlords by 1.3 points.

Inability to pay a utility bill runs 20.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the high side, tenant-organizing strength reads 7.8/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 8.1/10, which tracks how hard a shock lands on the households already here. Statewide the IL average is 5.1, so this tract runs 0.9 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.