About 58% of renters carry a rent burden of 30% of income or higher, a severe level, and 25% are severely burdened at 50% or more. Average gross rent is $1,393 monthly, set against $49,531 in average yearly household income, roughly 34% of income at the averages. About 84% of occupied units are renter-occupied, a renter-majority tract.
Risk score
6.3
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 49%Stable renters 35%Owners 16%
Tract context
Occupied units1,416
Renter share83.9%
SVI overall0.77
Poverty rate35.3%
Median income$49,531
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
75th percentile
#2 of 5 tracts In City Hall Historic District
High
Within parent city
92th percentile
#3 of 26 tracts In Lowell
Very High
Within county
99th percentile
#5 of 357 tracts In Middlesex County
Very High
Within state
92th percentile
#124 of 1,613 tracts In Massachusetts
Very High
Geographic context
Risk heat across Lowell and the region
Centroid at 42.6470, -71.3116 · click any tract to drill in
Why City Hall Historic District scores 6.3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Lowell
6.5
Regional political climate
2024 county presidential margin
7.3
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
35.3% poverty · this tract
8.8
Supply constraint
$1,393 rent vs county FMR
1.0
Rent control risk
Inherited from Lowell
5.0
Eviction process difficulty
State law sets the calendar
6.5
Tenant organizing strength
Inherited from Lowell
6.0
Housing court bias
Inherited from Lowell
6.5
How City Hall Historic District compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 77
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
72%Socioeconomic
46%Household composition
59%Racial/ethnic minority
89%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
0Total filings 2020-21
0.0Avg monthly (observed)
0.0Pre-pandemic baseline
0.00×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2023-11-01
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Boston, MA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within City Hall Historic District. Closest by Eviction Risk Score.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
20.4%Housing insecurity
13.0%Utility-shutoff threat
25.9%Food insecurity
31.0%SNAP enrollment
14.8%Transit barriers
9.8%No health insurance
19.2%Frequent mental distress
34.9%Any disability
Analysis
What drives eviction risk in City Hall Historic District
The score leans hardest on economic stress at 8.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lowell eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Middlesex County average of 5.2 and in line with the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.
The tract is White and Hispanic or Latino and ranks around the 77th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
In CDC survey modeling, about 20.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.0% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 25017310102
Q1
What is the eviction-risk score for census tract 25017310102?
Census tract 25017310102 in the City Hall Historic District neighborhood scores 6.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25017310102?
Median gross rent is $1,393/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25017310102?
35.3% of residents in tract 25017310102 live below the federal poverty line (ACS B17001, 2023). Population: 2,721.
Q4
How socially vulnerable is tract 25017310102?
CDC Social Vulnerability Index ranks this tract in the 77th percentile nationally. Sub-themes: socioeconomic 72th, household 46th, minority 59th, housing 89th.
Q5
Is tract 25017310102 considered part of City Hall Historic District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25017310102 fall within City Hall Historic District (neighborhood centroid within 0.1 miles, OSM data).
Q6
What share of households in tract 25017310102 struggle to pay rent?
About 20.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 25017310102 compare to Lowell overall?
Tract 25017310102 scores 6.3/10, right in line with the parent city of Lowell at 6.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lowell eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Lowell
Top eight tracts in Lowell ranked by composite eviction-risk score.