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Neighborhood · Lowell, MA

Merrimack-Middle Street Historic District Eviction Risk: Elevated

4 census tracts · pop 17,466 · pop-weighted Eviction Risk Score 7.9/10 · range 7.5–8

Merrimack-Middle Street Historic District spans 4 census tracts of Lowell, MA, population 17,466. It carries an Eviction Risk Score of 7.9/10, in the Elevated tier. 59% of renters here are cost-burdened at the 30% threshold, dramatically above the Lowell rate of 31.1%.

Severe burden reaches 28%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The main counterweight is supply constraint, at 1.1/10. Filings are well documented here: 679 across 3 observed tracts.

The poverty rate is 18%, which shows up in this model as reduced rent-recovery odds after a judgment. SNAP participation is 23.9% of households versus 15.2% nationally.

Filing activity peaked in 2014 at 9.7% of renter households. The most recent observed rate, 5.7% in 2016, is well off that peak.

Among the 4 mapped neighborhoods of Lowell, it ranks #2 by risk, the middle third. The 4 tracts here are tightly clustered, 0.5 points apart at the extremes.

Average gross rent runs $1,637, close to the Lowell average. Annual rent works out to 26% of average household income of $76,636.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
7.9
Elevated
4 tracts · population-weighted
Merrimack-Middle Street Historic District vs Lowell How this neighborhood stacks against the citywide average
% of income on rent
58.8% +89%
Lowell: 31.1%
Average gross rent
$1,637 +1%
Lowell: $1,625
Average HH income
$76,636 +1%
Lowell: $76,205
Poverty rate
17.5% +9%
Lowell: 16.0%
Renter share
50.6% -11%
Lowell: 56.8%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Merrimack-Middle Street Historic District and the region

Click any tract to drill in · 4 tracts span score 7.5–8

Why Merrimack-Middle Street Historic District scores 7.9

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 6.2–6.2 across tracts
6.2
Regional political climate
County-level mix · 2024 presidential margin · Range 7.3–7.3 across tracts
7.3
Local political climate
Parent city governance · Range 6.5–6.5 across tracts
6.5
Rent control risk
59% of income on rent · Range 5.0–5.0 across tracts
5.0
Eviction process difficulty
State notice requirements & court backlog · Range 6.5–6.5 across tracts
6.5
Tenant organizing strength
51% renter households · Range 6.0–6.0 across tracts
6.0
Housing court bias
County bench composition · Range 6.5–6.5 across tracts
6.5
Economic stress
17.5% below poverty line · Range 3.4–4.8 across tracts
4.4
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.0–1.3 across tracts
1.1
Risk score comparison

Merrimack-Middle Street Historic District vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Merrimack-Middle Street Historic District score vs. parent city, state, U.S.7.9Merrimack-Middle SNeighborhood6.6Parent cityhost city6.4Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Variance across tracts

How uniformly does eviction risk play out in Merrimack-Middle Street Historic District?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution
0246810
Spread of 0.5 points from 7.5 to 8. Tracts are relatively uniform, so conditions feel similar throughout the neighborhood.
Tracts as heat grid
Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.
Census tracts

4 tracts in Merrimack-Middle Street Historic District

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
25017310200 8 6,781 64% $1,799
25017310101 8 3,722 53% $1,587
25017312400 8 2,186 54% $1,389
25017312501 7.5 4,777 58% $1,558
Social Vulnerability Index

CDC SVI percentile: 72

Pop-weighted across 4 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 53%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 78%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 62%ile
Hispanic + non-white share of population
Housing & transport 77%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Merrimack-Middle Street Historic District

Aggregated across 3 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 679Total filings (sum)
  • 6.58%Avg annual filing rate
  • 9.7%Peak year (2014)
  • 5.56%Latest filed (2016)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Merrimack-Middle Street Historic District

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Merrimack-Middle Street Historic District

Q1

What is the eviction-risk score for Merrimack-Middle Street Historic District?

Merrimack-Middle Street Historic District scores 7.9/10 (Elevated tier) across 4 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Merrimack-Middle Street Historic District compare to Lowell overall?

Merrimack-Middle Street Historic District scores 1.3 points higher than Lowell overall (6.6/10). Renters spend 59% of income on rent vs 31% citywide. Average rent: $1,637 vs $1,625.
Q3

What is the average rent in Merrimack-Middle Street Historic District?

Average gross rent in Merrimack-Middle Street Historic District is $1,637/month (pop-weighted across 4 census tracts, ACS 5-year 2023). 59% of renter households are cost-burdened.
Q4

What percentage of Merrimack-Middle Street Historic District residents are renters?

51% of Merrimack-Middle Street Historic District households are renter-occupied (vs 57% in Lowell). The neighborhood has 17,466 residents.
Q5

Is Merrimack-Middle Street Historic District a high social-vulnerability area?

Merrimack-Middle Street Historic District sits in the 72nd percentile nationally on the CDC Social Vulnerability Index (moderately vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Merrimack-Middle Street Historic District have the highest eviction risk?

The highest-risk constituent tract in Merrimack-Middle Street Historic District is census tract 25017310200 (score 8/10). Across the 4 tracts in this neighborhood the score ranges from 7.5 to 8, a spread of 0.5 points.
Q7

How safe is Merrimack-Middle Street Historic District for landlords?

Merrimack-Middle Street Historic District carries a elevated-tier eviction-risk profile for landlords (7.9/10). Pop-weighted across 4 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Lowell as a whole (6.6/10), this neighborhood is higher-risk.
Q8

What is the demographic breakdown of Merrimack-Middle Street Historic District?

Merrimack-Middle Street Historic District has 17,407 residents. Top groups: White (non-Hispanic) (51.6%), Hispanic / Latino (23.1%), Black (non-Hispanic) (10%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Merrimack-Middle Street Historic District

Sibling neighborhoods

Other neighborhoods inside Lowell

Same parent city, ranked by score similarity to Merrimack-Middle Street Historic District.

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