Merrimack-Middle Street Historic District Eviction Risk: High , Lowell

37% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Pulling hardest the other way is supply constraint at 1.3/10.

Against the Middlesex County average of 6.3, this tract reads riskier for landlords by 1.7 points. Well under the midpoint, court filing pressure reads 2.5/10. SNAP participation runs 25.7% against 15.2% nationally.

The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, regional political climate reads 7.3/10. Court records carry 319 eviction filings across 5 observed years.

At $1,799 a month, rents run 11% over what the rest of Lowell commands. The worst year on record was 2014, when 9.7% of renter households were served.

In a typical year about 7.1% of renter households face a filing. On the national scale it lands near the 91st percentile of the 84,120 tracts scored.

Social vulnerability reads 8/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MA average is 6.2, so this tract runs 1.8 points hotter. Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.