Merrimack-Middle Street Historic District Eviction Risk: Elevated , Lowell

28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The main counterweight is supply constraint at 1/10.

Running cool, court filing pressure reads 2.5/10. Against the Middlesex County average of 6.3, this tract reads riskier for landlords by 1.2 points. Running hot, regional political climate reads 7.3/10.

Princeton's Eviction Lab logged 150 filings here across 5 tracked years. The worst year on record was 2014, when 7.4% of renter households were served.

In a typical year about 6.2% of renter households face a filing. That is riskier than roughly 88% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 5.1/10.

Rent consumes only 18% of average household income of $106,114, an unusually wide affordability cushion. Statewide the MA average is 6.2, so this tract runs 1.3 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.