Elizabeth Eviction Risk: High

Against the Union County average of 6.6, this tract reads riskier for landlords by 2.5 points. What pushes it up most is court filing pressure at 8.9/10.

Annualized rent equals 39% of average household income of $54,665, past the 30% affordability line, which thins the margin any screening standard has to work with. 75% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Food insecurity runs 32.1% against 17.8% nationally. Housing insecurity runs 26.4% against 14.2% nationally. Sitting well above the midpoint, rent-regulation exposure reads 7.5/10.

Running hot, eviction-process difficulty reads 7.5/10. At $1,765 a month, rents run 16% over what the rest of Elizabeth commands. Severe burden reaches 9%. Those are renters paying half their income or more, and that is where non-payment filings originate.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Union Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #3,797 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 9/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the NJ average is 6.0, so this tract runs 3.1 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.