Kettering Eviction Risk: Moderate
Tract 39113020400 · Montgomery County, OH · pop 6,819 · 53% of tract blocks fall in Kettering
Census tract 39113020400 covers part of Kettering, OH, and scores 4.5/10 on landlord eviction risk. Population here is 6,819. The clearest offset is eviction-process difficulty at 2.1/10.
Percentile rank
Higher percentile = riskier than more peers.Risk heat across Kettering and the region
Centroid at 39.6827, -84.1911 · click any tract to drill in
Why Kettering scores 4.5
9 axes · 1 = landlord-friendlyHow Kettering compares
Risk score vs. parent city, county, state.SVI percentile: 55
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 41%Socioeconomic
- 66%Household composition
- 21%Racial/ethnic minority
- 74%Housing & transportation
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 32%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 699Total filings over 17 yrs
- 4.73%Avg annual filing rate
- 5.4%Peak (2014)
- 45Filings in 2018 (latest validated)
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 9.8%Housing insecurity
- 7.3%Utility-shutoff threat
- 12.2%Food insecurity
- 10.2%SNAP enrollment
- 7.1%Transit barriers
- 7.4%No health insurance
- 16.4%Frequent mental distress
- 31.2%Any disability
What drives eviction risk in Kettering
On the high side, court filing pressure reads 7.7/10. The poverty rate is 21%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.
Running cool, state political climate reads 2.4/10. Cost burden runs 37% here against 42.9% across Montgomery County.
Princeton's Eviction Lab logged 699 filings here across 17 tracked years. 8% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Filings peaked in 2014 at 5.4% of renter households.
In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 4.7% of renter households face a filing.
Nationally it ranks #41,206 of 84,120 for landlord eviction difficulty. Social vulnerability reads 6/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 16% of average household income of $75,486, an unusually wide affordability cushion.
Of its three components the housing type and transport measure is the most pressured. It tracks the Montgomery County average of 4.2 closely.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
About tract 39113020400
What is the eviction-risk score for census tract 39113020400?
What is the average rent in tract 39113020400?
What is the poverty rate in tract 39113020400?
How socially vulnerable is tract 39113020400?
How many evictions are filed each year in tract 39113020400?
What share of households in tract 39113020400 struggle to pay rent?
How does tract 39113020400 compare to Kettering overall?
Was tract 39113020400 historically redlined?
Highest-risk tracts in Kettering
Top eight tracts in Kettering ranked by composite eviction-risk score.