Census Tract · Ranked #13,119 of 84,120 nationally

Saginaw Eviction Risk: Moderate

Tract 26145001000 · Saginaw County, MI · pop 3,217

Saginaw in Saginaw County anchors census tract 26145001000, which lands at 7.1/10 on landlord eviction risk. That is riskier than roughly 96% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 61% of renter households, a severe level, and 33% are severely burdened at 50% or more. The typical renter pays about $765 a month while the average household earns $32,465 a year, roughly 28% of income at the averages. Renters make up 31% of occupied homes.

Risk score

5.9

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 19% Stable renters 12% Owners 69%

Tract context

Occupied units1,465

Renter share31.1%

SVI overall0.76

Poverty rate29.9%

Median income$32,465

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Saginaw and the region

Centroid at 43.3996, -83.9370 · click any tract to drill in

Why Saginaw scores 5.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Saginaw

5.5

Regional political climate

2024 county presidential margin

5.0

State political climate

Michigan legislature & governorship

3.3

Economic stress

29.9% poverty · this tract

7.5

Supply constraint

$765 rent vs county FMR

2.4

Rent control risk

Inherited from Saginaw

8.8

Eviction process difficulty

State law sets the calendar

3.1

Tenant organizing strength

Inherited from Saginaw

8.3

Housing court bias

Inherited from Saginaw

9.1

How Saginaw compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 76

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

84%Socioeconomic
49%Household composition
94%Racial/ethnic minority
54%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
77%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

31.7%Housing insecurity
26.8%Utility-shutoff threat
45.8%Food insecurity
50.0%SNAP enrollment
21.2%Transit barriers
13.8%No health insurance
21.7%Frequent mental distress
45.7%Any disability

Analysis

What drives eviction risk in Saginaw

The heaviest input here is housing court bias at 9.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Saginaw eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Saginaw County average of 6.1 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 31.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 26.8% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly Black and ranks around the 76th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26145001000

What is the eviction-risk score for census tract 26145001000?

Census tract 26145001000 in Saginaw scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26145001000?

Median gross rent is $765/month (ACS 5-year 2023, table B25064). 61% of renter households are cost-burdened.

What is the poverty rate in tract 26145001000?

29.9% of residents in tract 26145001000 live below the federal poverty line (ACS B17001, 2023). Population: 3,217.

How socially vulnerable is tract 26145001000?

CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 84th, household 49th, minority 94th, housing 54th.

What share of households in tract 26145001000 struggle to pay rent?

About 31.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26145001000 compare to Saginaw overall?

Tract 26145001000 scores 5.9/10, higher than the parent city of Saginaw at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saginaw eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26145001000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Saginaw

Top eight tracts in Saginaw ranked by composite eviction-risk score.