Yacht Haven Eviction Risk: Moderate

What pushes the score up most is supply constraint at 10/10. The voucher gap is 51.3%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Running hot is rent-regulation exposure at 9.3/10.

Against a Mount Vernon baseline of 38.8%, 29% of renters here cross the 30%-of-income line. Running cool is economic stress, at 1.9/10.

CDC survey data puts housing insecurity at 5.3% of adults, against 14.2% nationally. The filing record is not thin: 42 evictions logged in this tract.

3.7% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2012, when filings touched 11.6% of renter households. The most recent observed rate, 2.8% in 2016, is well off that peak.

At 7% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. The closest comparables inside the same city are Wessynton and Mount Vernon Manor.

Annual rent works out to 23% of average household income of $185,486.

Because the boundary contains one tract, 4/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.