Paradise City Eviction Risk: Moderate

42% of renters here are cost-burdened at the 30% threshold, markedly above the Phoenix rate of 31.0%. Scores across the 3 constituent tracts range from 3 to 5. A 2-point internal spread means block-level underwriting beats area-level here. The severe-burden share is 19%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Well under the midpoint is supply constraint, at 2.3/10. Court records carry 1,419 eviction filings across its 3 observed tracts.

19.6% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Average gross rent is $1,391, 12% below the Phoenix average of $1,582.

The worst year on record was 2004, when filings touched 71.0% of renter households. On the softer side is eviction-process difficulty, at 3/10.

The most recent observed rate, 16.1% in 2005, is well off that peak. Among the 113 mapped neighborhoods of Phoenix, it ranks #34 by risk, the upper third. The closest comparables inside the same city are Moon Valley Canyon and Central Park Village.

Underwrite the address, not the area: with 2 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.