Vinnin Square Eviction Risk: Moderate

Against a Swampscott baseline of 32.0%, 45% of renters here cross the 30%-of-income line. The severe-burden share is 27%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Pulling the other way is economic stress, at 1.9/10. 3.4% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

Food insecurity affects 8.9% of adults, 8.9 points below the national rate. At $2,143 a month, rents sit 7% under what the rest of Swampscott commands. At 21% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

Against average income of $152,402, annual rent is only 17%, a wide affordability cushion. Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

For a specific building, read the per-tract breakdown below rather than the 5.1 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.