Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #44,543 of 84,120 nationally
Shoreland Eviction Risk: Lower , Toledo
Tract 39095005503 · Lucas County, OH · pop 1,919 · neighborhood within 0.8 mi
Here is how census tract 39095005503, in Shoreland in Toledo eviction risk, looks to a landlord: a 4.7/10 eviction-risk score (Moderate tier) across a population of 1,919. On the national scale it ranks #60,522 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 17% of renter households, a modest level, and 0% are severely burdened at 50% or more. Average gross rent is $1,095 monthly, set against $72,846 in average yearly household income, roughly 18% of income at the averages. Renters make up 24% of occupied homes.
Risk score
3.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 4%
Stable renters 20%
Owners 76%
Tract context
Occupied units904
Renter share24.2%
SVI overall0.12
Poverty rate10.2%
Median income$72,846
Percentile rank
Higher percentile = riskier than more peers.Within parent city
13
th percentile
Very Low
Within county
36
th percentile
Low
Within state
56
th percentile
Elevated
Geographic context
Risk heat across Toledo and the region
Centroid at 41.7062, -83.4963 · click any tract to drill in
Why Shoreland scores 3.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
10.2% poverty · this tract
2.5
Supply constraint
$1,095 rent vs county FMR
5.4
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Shoreland compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 12
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 22%Socioeconomic
- 38%Household composition
- 10%Racial/ethnic minority
- 10%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 17%Grade B
- 13%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 164Total filings over 15 yrs
- 7.65%Avg annual filing rate
- 15.5%Peak (2006)
- 5Filings in 2018 (latest validated)
Filings dropped 58% over the past 15 months.
Comparable tracts
Census tracts with similar eviction risk
Within Shoreland. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 10.6%Housing insecurity
- 7.4%Utility-shutoff threat
- 12.2%Food insecurity
- 9.5%SNAP enrollment
- 6.9%Transit barriers
- 7.8%No health insurance
- 18.3%Frequent mental distress
- 29.8%Any disability
Analysis
What drives eviction risk in Shoreland
The heaviest input here is supply constraint at 5.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Lucas County average of 5.5 and below the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
In CDC survey modeling, about 10.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.4% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39095005503
Q1
What is the eviction-risk score for census tract 39095005503?
Census tract 39095005503 in the Shoreland neighborhood scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095005503?
Median gross rent is $1,095/month (ACS 5-year 2023, table B25064). 17% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095005503?
10.2% of residents in tract 39095005503 live below the federal poverty line (ACS B17001, 2023). Population: 1,919.
Q4
How socially vulnerable is tract 39095005503?
CDC Social Vulnerability Index ranks this tract in the 12th percentile nationally. Sub-themes: socioeconomic 22th, household 38th, minority 10th, housing 10th.
Q5
Is tract 39095005503 considered part of Shoreland?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095005503 fall within Shoreland (neighborhood centroid within 0.8 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095005503?
Princeton Eviction Lab recorded 164 eviction filings across 15 validated years in tract 39095005503 (2000-2018). The average annual filing rate is 7.65% of renter households, peaking at 15.5% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095005503 struggle to pay rent?
About 10.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095005503 compare to Toledo overall?
Tract 39095005503 scores 3.8/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095005503 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
Tract · OH
Northriver
6
/ 10 · Elevated
Tract · OH
East Toledo
6
/ 10 · Elevated
Tract · OH
McComas Village
6
/ 10 · Elevated
Tract · OH
Warren-Sherman
6
/ 10 · Elevated
Tract · OH
Birckhead Place
6
/ 10 · Elevated
Tract · OH
Heather Downs
5.9
/ 10 · Elevated
Tract · OH
Bush Street Historic District
5.9
/ 10 · Elevated
Tract · OH
River East
5.9
/ 10 · Elevated
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