Prospect Homes Eviction Risk: Moderate , Johnstown

The poverty rate is 51%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. This is renter territory: 97% of occupied units are tenant-occupied. At $382 a month, rents run 41% under what the rest of Johnstown commands.

Running cool, supply constraint reads 1/10. Severe burden reaches 24%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Annualized rent equals 33% of average household income of $13,870, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, tenant-organizing strength reads 8.8/10.

Against the Cambria County average of 4.1, this tract reads riskier for landlords by 1.7 points. Against Cambria County at 37.4%, 45% of renters here are cost-burdened. Court records carry 10 eviction filings across 1 observed years.

The worst year on record was 2006, when 1.1% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Johnstown. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 1.1% of renter households face a filing.

On the national scale it lands near the 76th percentile of the 84,120 tracts scored.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.