Prospect Homes Eviction Risk: Moderate , Johnstown

26% of renter households cross the 30%-of-income line, markedly below the Cambria County average of 37.4%. Against the Cambria County average of 4.1, this tract reads riskier for landlords by 1.7 points.

The poverty rate is 28%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, housing-court posture reads 7.5/10. The severe-burden share is 13%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Well under the midpoint, supply constraint reads 2.5/10. Court records carry 25 eviction filings across 1 observed years.

Average gross rent is $705, 9% above the Johnstown average. Filings peaked in 2006 at 4.8% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 4.8% of renter households face a filing. Nationally it ranks #20,506 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 6.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.