Neighborhood · Ranked #16,850 of 84,120 nationally

Southwyck Eviction Risk: Moderate , Toledo

Tract 39095007307 · Lucas County, OH · pop 1,420 · neighborhood within 1.1 mi

Here is how census tract 39095007307, in the Southwyck area of Toledo eviction risk, looks to a landlord: a 6.1/10 eviction-risk score (Elevated tier) across a population of 1,420. That is riskier than about 77% of US census tracts.

About 49% of renters carry a rent burden of 30% of income or higher, a severe level, and 30% are severely burdened at 50% or more. Average rent runs $722 a month against an average household income of $32,273 a year, roughly 27% of income at the averages. Renters make up 97% of occupied homes, a renter-majority tract.

Risk score

5.6

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 47% Stable renters 50% Owners 3%

Tract context

Occupied units760

Renter share97.2%

SVI overall0.56

Poverty rate31.3%

Median income$32,273

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6145, -83.6500 · click any tract to drill in

Why Southwyck scores 5.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

31.3% poverty · this tract

7.8

Supply constraint

$722 rent vs county FMR

1.8

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Southwyck compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 56

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

68%Socioeconomic
11%Household composition
61%Racial/ethnic minority
65%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Southwyck. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

25.9%Housing insecurity
20.4%Utility-shutoff threat
32.8%Food insecurity
31.7%SNAP enrollment
17.8%Transit barriers
11.8%No health insurance
24.5%Frequent mental distress
35.4%Any disability

Analysis

What drives eviction risk in Southwyck

What moves this score most is economic stress at 7.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is White and Black and ranks around the 56th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39095007307

What is the eviction-risk score for census tract 39095007307?

Census tract 39095007307 in the Southwyck neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095007307?

Median gross rent is $722/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 39095007307?

31.3% of residents in tract 39095007307 live below the federal poverty line (ACS B17001, 2023). Population: 1,420.

How socially vulnerable is tract 39095007307?

CDC Social Vulnerability Index ranks this tract in the 56th percentile nationally. Sub-themes: socioeconomic 68th, household 11th, minority 61th, housing 65th.

Is tract 39095007307 considered part of Southwyck?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095007307 fall within Southwyck (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 39095007307 struggle to pay rent?

About 25.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095007307 compare to Toledo overall?

Tract 39095007307 scores 5.6/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095007307 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.