Estrella Eviction Risk: Moderate

Severe burden reaches 37%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The main counterweight is eviction-process difficulty, at 1.5/10.

Annualized rent equals 34% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Running cool is economic stress, at 1.5/10.

At $2,209 a month, rents sit 23% over what the rest of Georgetown commands. Scores across the 2 constituent tracts range from 4 to 5.2. A 1.2-point internal spread means block-level underwriting beats area-level here. Sitting well above the midpoint is rent-regulation exposure at 7.6/10.

The voucher gap is 13.3%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Among the 16 mapped neighborhoods of Georgetown, it ranks #2 by risk, the upper third. The closest comparables inside the same city are Jennings Branch and Texas Traditions.

Poverty sits at 6%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. 47% of occupied units are renter-occupied.

Underwrite the address, not the area: with 1.2 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.