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Neighborhood · Ranked #24,859 of 84,120 nationally

Southwyck Eviction Risk: Moderate , Toledo

Tract 39095007307 · Lucas County, OH · pop 1,420 · neighborhood within 1.1 mi

With a score of 5.4/10, tract 39095007307 in the Southwyck area of Toledo, OH reads moderate for landlord eviction risk. It is home to 1,420 residents. This is renter territory: 97% of occupied units are tenant-occupied.

Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 47% Stable renters 50% Owners 3%
Tract context
Occupied units760
Renter share97.2%
SVI overall0.56
Poverty rate31.3%
Median income$32,273

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
80 th percentile
Rank, 80th percentileLowHigh
#2 of 6 tracts In Southwyck
High
Within parent city
60 th percentile
Rank, 60th percentileLowHigh
#49 of 121 tracts In Toledo
Elevated
Within county
87 th percentile
Rank, 87th percentileLowHigh
#23 of 168 tracts In Lucas County
High
Within state
83 th percentile
Rank, 83rd percentileLowHigh
#554 of 3,162 tracts In Ohio
High
Geographic context

Risk heat across Toledo and the region

Centroid at 41.6145, -83.6500 · click any tract to drill in

Why Southwyck scores 5.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
31.3% poverty · this tract
7.8
Supply constraint
$722 rent vs county FMR
1.8
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How Southwyck compares

Risk score vs. parent city, county, state.
Southwyck risk score vs. parent city / county / stateThis tract: 5.45.4This tracttract 007307Toledo: 4.04.0Toledoparent cityCounty: 4.24.2Countyavg tract in countyState: 4.24.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 56

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Southwyck. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Southwyck

Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate. What pushes it up most is court filing pressure at 8.9/10.

On the softer side, rent-regulation exposure reads 1.5/10. The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment. Well under the midpoint, supply constraint reads 1.8/10.

Cost burden runs about half here against 41.3% across Lucas County. Housing insecurity runs 25.9% against 14.2% nationally. Inability to pay a utility bill runs 20.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $722 a month, rents run 20% under what the rest of Toledo commands. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 39095007307

Q1

What is the eviction-risk score for census tract 39095007307?

Census tract 39095007307 in the Southwyck neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095007307?

Median gross rent is $722/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095007307?

31.3% of residents in tract 39095007307 live below the federal poverty line (ACS B17001, 2023). Population: 1,420.
Q4

How socially vulnerable is tract 39095007307?

CDC Social Vulnerability Index ranks this tract in the 56th percentile nationally. Sub-themes: socioeconomic 68th, household 11th, minority 61th, housing 65th.
Q5

Is tract 39095007307 considered part of Southwyck?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095007307 fall within Southwyck (neighborhood centroid within 1.1 miles, OSM data).
Q6

What share of households in tract 39095007307 struggle to pay rent?

About 25.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39095007307 compare to Toledo overall?

Tract 39095007307 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39095007307 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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