LaVilla Eviction Risk: Moderate , Jacksonville

The poverty rate is 39%, which in this model reads as reduced rent-recovery odds after a judgment. 87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, rent-regulation exposure reads 1/10.

Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. 60% of renter households cross the 30%-of-income line, markedly above the Duval County average of 49.2%. On the softer side, supply constraint reads 1.2/10.

Set annual rent against average income of $40,035 and the ratio lands at 32%, above the conventional 30% ceiling. At $1,079 a month, rents run 26% under what the rest of Jacksonville commands. Against the Duval County average of 3.7, this tract reads riskier for landlords by 1.1 points.

Court records carry 554 eviction filings across 10 observed years. Filings peaked in 2002 at 14.2% of renter households.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Jacksonville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 7.0% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.