Melrose District Eviction Risk: Moderate , Phoenix

28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The clearest offset is rent-regulation exposure at 1/10. Adults with no health insurance runs 31.3% against 11.3% nationally.

On the softer side, supply constraint reads 1/10. On the high side, court filing pressure reads 8.9/10.

At $1,155 a month, rents run 27% under what the rest of Phoenix commands. The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 1.3 points above the Maricopa County average of 3.7.

Inability to pay a utility bill runs 17.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Princeton's Eviction Lab logged 1,564 filings here across 5 tracked years.

Filings peaked in 2001 at 25.4% of renter households. In a typical year about 22.0% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.