Melrose District Eviction Risk: Moderate

The severe-burden share is 32%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. The main counterweight is rent-regulation exposure, at 1/10.

73% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Well under the midpoint is supply constraint, at 1.9/10. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

The 12 tracts inside this boundary do not behave alike. Individual scores run 4 to 5, a 1-point gap wide enough that the area average misleads on any specific address. At $1,317 a month, rents sit 17% under what the rest of Phoenix commands.

Court records carry 11,546 eviction filings across its 9 observed tracts. Filing activity peaked in 2004 at 52.2% of renter households.

Running cool is eviction-process difficulty, at 3/10. 18.2% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Food insecurity affects 26.5% of adults, 8.7 points above the national rate.

For a specific building, read the per-tract breakdown below rather than the 4.9 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.