Annie Day Shepard Dormitory Eviction Risk: Moderate , Durham

Average gross rent is $953, 37% below the Durham average. On the softer side, supply constraint reads 1/10. 80% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Food insecurity runs 36.1% against 17.8% nationally. Running hot, regional political climate reads 8.1/10. The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

It sits 1.3 points above the Durham County average of 4.1. The severe-burden share is 13%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Inability to pay a utility bill runs 20.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The filing record is not thin: 1,394 evictions over 11 years of observation. Filings peaked in 2009 at 42.0% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 34.8% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.