Arbor Hills Eviction Risk: Moderate

The voucher gap is 36.3%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. The main counterweight is economic stress, at 1/10.

Average gross rent is $3,501, 31% above the Thousand Oaks average of $2,664. On the high side is supply constraint at 8.6/10.

Running hot is rent-regulation exposure at 7.8/10. Food insecurity affects 6.4% of adults, 11.4 points below the national rate. 10% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

3.4% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. That places it #8 of 8 neighborhoods in Thousand Oaks.

At 4% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. For a like-for-like read, Brighton Lane and Lynnmere score within a fraction of it.

Poverty sits at 2%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Annual rent works out to 21% of average household income of $200,682.

Because the boundary contains one tract, 5.5/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.