Carolina Chase Eviction Risk: Lower

The main counterweight is economic stress, at 1.3/10. 18% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

The filing record is not thin: 123 evictions logged in this tract. Filing activity peaked in 2016 at 26.4% of renter households. At $2,113 a month, rents sit 7% under what the rest of Gainesville commands.

Among the 5 mapped neighborhoods of Gainesville, it ranks #2 by risk, the middle third. Judgments average 2.2% of renter households a year, the share of filings that actually convert to an order. The closest comparables inside the same city are Waterfall Village and Crossroads Village.

Rent takes 18% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

28% of occupied units are renter-occupied.

One tract means one number: 3.2/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.